EDD Blog Online: The Financial Implications of Litigation: Weighing the Costs and Potential Benefits

How does a business begin to weigh whether the benefits of pursuing or defending a claim are outweighed by the costs of litigation? By satisfying itself that it has a reasonable estimate of the various stages of the litigation. In some cases it is not particularly difficult to estimate, within a certain range, the likely out-of-pocket costs of certain types of litigation. The costs of preparing initial pleadings, litigating provisional remedies (such as temporary restraining orders, preliminary injunctions, and attachments), and conducting discovery, motions, trial, and appeals, can all be estimated based upon benchmarks and prior experience. An estimate is more likely to be accurate when the scope of the potential claims and defenses is well-defined, the scope of likely document production can be reasonably projected, and the identity of all relevant witnesses is known.

These estimates allow a client to decide whether to pursue mediation or settlement, and enable it to budget appropriately if it does decide to litigate. Financial projections can also serve as a restraint on fees, as they can require attorneys to explain why the costs for the litigation are exceeding estimates. By accurately estimating the out-of-pocket costs of litigation, the attorney brings value to the client by a

via EDD Blog Online: The Financial Implications of Litigation: Weighing the Costs and Potential Benefits.

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That Bribe Could Be Costly – NYTimes.com

Financial analysts are predicting an uptick in cross-border mergers and acquisitions next year, especially in developing markets in Asia and Latin America.

This is good news: Such opportunities are critical to diversification and progress in this era of global interdependence.

But it also means more American companies and business people will be operating in markets where corruption is endemic. That’s bad, because business and private enterprise thrive when winners and losers are chosen on purely commercial terms.

Business people need to be aware of another risk — expanding enforcement of the U.S. Foreign Corrupt Practices Act (FCPA) and other anti-bribery laws. (Full disclosure: I am an attorney who counsels companies on FCPA compliance.)

Ten years ago, the Justice Department had roughly 5 to 10 enforcement actions involving foreign bribery at any given time. Today, it has over 150, and the Security and Exchange Commission may have an additional 20 cases. Last year, more anti-bribery indictments were brought than in the previous seven years combined. The F.B.I. now has agents who focus exclusively on FCPA cases, and the S.E.C. has established a dedicated FCPA unit.

Foreign prosecutions also have reached unprecedented levels. Earlier this year Britain passed a new Bribery Act, in some ways even tougher than U.S. law. Germany and other members of the Organization for Economic Cooperation and Development have increased investigations and are collaborating more effectively with U.S. prosecutions.

via That Bribe Could Be Costly – NYTimes.com.

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The Financial Implications of Litigation: Weighing the Costs and Potential Benefits | Westlaw News & Insight

How does a business begin to weigh whether the benefits of pursuing or defending a claim are outweighed by the costs of litigation?  By satisfying itself that it has a reasonable estimate of the various stages of the litigation.  In some cases it is not particularly difficult to estimate, within a certain range, the likely out-of-pocket costs of certain types of litigation.  The costs of preparing initial pleadings, litigating provisional remedies (such as temporary restraining orders, preliminary injunctions, and attachments), and conducting discovery, motions, trial, and appeals, can all be estimated based upon benchmarks and prior experience.  An estimate is more likely to be accurate when the scope of the potential claims and defenses is well-defined, the scope of likely document production can be reasonably projected, and the identity of all relevant witnesses is known.

These estimates allow a client to decide whether to pursue mediation or settlement, and enable it to budget appropriately if it does decide to litigate. Financial projections can also serve as a restraint on fees, as they can require attorneys to explain why the costs for the litigation are exceeding estimates.  By accurately estimating the out-of-pocket costs of litigation, the attorney brings value to the client by allowing it to make informed decisions about the litigation.

Litigation costs other than the out-of-pocket costs for attorney’s fees and expenses can be more difficult to determine.  It can be difficult to calculate, even if one were inclined to do so, the opportunity cost of having company personnel focus on the litigation rather than their normal duties.  Even more difficult to calculate would be the loss of business arising from a well-publicized dispute that damages a company’s reputation.  The company may never know what business it lost as a result of unfavorable publicity.  These are among the hidden costs of litigation.

via Westlaw News & Insight National Litigation Blog.

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Goldman Said to Be Fined Less Than $30.9 Million by U.K. Over Abacus Probe – Bloomberg

Goldman Sachs Group Inc., which agreed to pay $550 million in July to settle a U.S. regulator’s fraud lawsuit, will pay a separate fine to the U.K.’s Financial Services Authority, said a person briefed on the FSA’s decision.

The U.K. regulator found that Goldman Sachs failed to notify it about the U.S. Securities and Exchange Commission’s investigation of the New York-based firm’s Abacus transaction and of employee Fabrice Tourre’s role in it, according to the person, who spoke anonymously because the penalty hasn’t yet been made public.

The fine is less than 20 million pounds ($30.9 million) and may be announced as soon as today, the person said. FSA spokeswoman Cerris Tavinor declined to comment, as did Goldman Sachs spokesman Ed Canaday. The Financial Times reported the FSA’s plan yesterday.

via Goldman Said to Be Fined Less Than $30.9 Million by U.K. Over Abacus Probe – Bloomberg.

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Canadian companies struggle with eDiscovery | Messaging Architects

Canadian companies have been advised by eDiscovery experts to turn to third-party vendors to handle their eDiscovery responsibilities as it becomes an even more important and troublesome task for organizations in all industries, according to the Financial Post.

Using third-party solutions and vendors has helped companies reduce the costs related to eDiscovery. Frequently, companies with substantial funds involved in a legal battle with poorer organizations will make large discovery requests to prohibit their opponents from defending themselves well. For these poorer companies, developing a plan with the help of an outside resource will make eDiscovery a less dangerous and costly process.

via Canadian companies struggle with eDiscovery | Messaging Architects.

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Social Media Poses Major Challenge To e-Discovery

According to Jeff Seymour of Deloitte Financial Advisory Services, one of the biggest challenges facing enterprises at the moment is that resolving the difficulties posed by social media requires adequate protection that will only be possible if both IT departments and legal departments work out a joint strategy together.

With electronically stored information rapidly rising in volume, avoiding e-discovery missteps requires cooperation from two corporate functions that typically have little in common and often don’t speak the same language: legal and IT,” he said.

In this respect both sides appear to be blaming the other for the lack of communication with only 23% of legal departments suggesting their IT departments understand e-Discovery needs, and 23% of IT departments saying that their legal departments understand IT limitations in this respect.

This is further complicated by the fact that the vast majority of companies would not be able to comply with e-Discovery requests for information stored on third party platforms.

via Social Media Poses Major Challenge To e-Discovery.

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New Federal Task Force to Target Financial Fraud | Law.com

Virginia will become a major battleground in the Obama administration's attack on national financial fraud cases, federal and state authorities said Friday.

U.S. Attorney Neil MacBride and other officials announced the creation of the Virginia Financial and Securities Fraud Task Force — a coalition of state and federal agencies, both civil and criminal, to investigate and prosecute white-collar crimes that extend beyond Virginia.

MacBride described the partnership as a “boots-on-the-ground outgrowth” of the interagency Financial Fraud Enforcement Task Force established by President Barack Obama last November.

“It has become all too clear that the complex financial crimes we confront are national in scope,” MacBride said at a news conference. “They require criminal and civil authorities across the country to utilize every tool at their disposal to ensure that the guilty are held accountable.”

MacBride said his office is uniquely positioned to handle multistate financial crimes because publicly traded companies file reports with the Securities and Exchange Commission in northern Virginia. That gives MacBride's eastern Virginia district authority similar to that exercised by federal prosecutors in New York, the home of Wall Street.

Also, the Federal Reserve in Richmond is one of the primary hubs for wire transfers — another factor that makes the district the proper venue for pursuing many national financial scams, MacBride said.

The federal agencies participating in the task force are the SEC, the Federal Bureau of Investigation, the U.S. Commodity Futures Trading Commission, the U.S. Postal Inspection Service and the Internal Revenue Service. State partners are the attorney general's office and the State Corporation Commission.

via Law.com – New Federal Task Force to Target Financial Fraud.

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Watch out for dangerous data | IT PRO

This week, an industry group was launched to highlight another area where businesses need to tread warily: e-disclosure.

According to the group, businesses need to do more than simply ensure private data remains private. They also need to keep that data in a way that allows them to find information, if a court or regulator requires it.

E-disclosure is potentially a massive problem for businesses involved in legal probes, as a court – or the other side’s lawyers – can ask for any information that is held in electronic form. Court, and regulators such as the Financial Services Authority, take a dim view on companies that cannot produce their files in a timely manner.

The problem, according to Simon Price, European director of enterprise search company Recommind and one of the people steering the project, is that too many businesses lack an overall approach to information risk.

As well as e-disclosure, the group is looking at compliance, cloud computing, insider fraud, information barriers and confidentiality management, although the focus is less on conventional, perimeter security and more focused on how businesses organise their information internally, and whether that information is a potential risk to the organisation.

via Watch out for dangerous data | IT PRO.

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A Line in the Sand: Getting Tough on Money Laundering in Dubai and the UAE | Westlaw Business

Administrative map of the United Arab Emirates...
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Whopping $500 million fines are just one reason sanctions and anti-money laundering measures continue to haunt international commerce. With advances in electronic transmittals, hundreds of billions in dirty money swirls all over the world with breathtaking speed and efficiency. Rather than passively watching the problem spiral, however, the United Arab Emirates and one of its prominent regulators have stepped in with aggressive preemptive action.

With last week’s mega fine imposed by the U.S. on ABN Amro (since acquired by Royal Bank of Scotland) for “turning a blind eye” to sanctions against Iran, Cuba and other countries, the focus of international efforts to control criminal cash flows has received renewed attention. The U.S. and the UN have traditionally borne the yoke of international trafficking cops, but when it comes to money laundering, the United Arab Emirates and the Dubai Financial Services Authority (DFSA) have drawn a line in the sand.

The Sanctions Committee of the United Nations, for example, is a subset of the UN Security Council. From Saddam’s Iraq, to Darfur in the Sudan, the UN has long advocated the use of sanctions “as an enforcement tool when peace has been threatened and diplomatic efforts have failed.” As a consequence, companies and individuals doing business with rogue states bring themselves within the legal jurisdiction of a world body.

The U.S., meanwhile, has a number of different mechanisms for combating illicit traffic. On an international scale, the Office of Foreign Assets Control (OFAC), contained within the Department of Treasury, maintains a list of Specially Designated Nationals. Doing business with individuals and companies on this list subjects U.S. citizens and residents to criminal penalties. Because the list is public information, a presumption of intent when doing business with any person or entity on the list. OFAC maintains a list of 20 extant sanctions programs on its website; the site also includes a list of memoranda between OFAC and bank regulators.

Though not as large or influential as the UN or U.S., the UAE, a geographically a tiny Gulf outpost, has in its own right backed up its claim as a world financial center by committing considerable energy and resources to combating not only money laundering but the financing of terror. The DFSA oversees the Dubai International Financial Centre (DIFC), a self-contained financial free zone with its own civil and commercial law framework located in the Emirate of Dubai. As for penal law, however, UAE federal law still applies not only to the DIFC but all free zones. The DFSA thus provides the compliance mechanisms and the UAE the criminal penalties for money laundering.

While not an Islamic issue, money laundering has received attention from both the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) and the Islamic Financial Services Board (IFSB). Both organizations, in their respective governance and corporate responsibility provisions, underscore the importance of compliance with relevant AML laws.

via A Line in the Sand: Getting Tough on Money Laundering in Dubai and the UAE.

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The Latest Proposals for Securitization Reform | JD Supra

On November 10, Senator Dodd released a discussion draft of the Restoring American Financial Stability Act of 2009 (the “Senate Proposal”).1 On October 27, the House Financial Services Committee released a discussion draft of the Financial Stability and Improvement Act of 2009 (the “House Proposal”).2 Subtitle D of Title IX of the Senate Proposal (the “Senate ABS Proposal”) and Subtitle F of the House Proposal (also referred to as the Credit Risk Retention Act of 2009) relate specifically to asset-backed securitization reform (the “House ABS Proposal,” and together with the Senate ABS Proposal, the “ABS Proposals”). The ABS Proposals would amend applicable banking regulations and federal securities laws to provide for issuer credit risk retention and more transparent credit risk reporting associated with asset-backed securities. Although the ABS Proposals are based on the proposed legislation submitted to Congress by the Obama Administration in July (the “Obama Proposal”), there are some important differences between the bills which are discussed in more detail below.

Please link below for more information.

via JD Supra: Legal Articles – The Latest Proposals for Securitization Reform.

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